Does Medicare pay for memory care or long-term care?
Usually no. Medicare does not pay for most long-term care, also called custodial care — help with bathing, dressing, eating, and day-to-day living in a nursing home, assisted living, or at home when that is the only care needed.
Medicare may pay for short skilled nursing or rehab after a qualifying hospital stay, and for some medical care. Medicaid (state help) is the main public program for long-term care for people who qualify. Check with your state or your Area Agency on Aging.
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This is general information to help you get started. It is not legal, medical, or financial advice. Rules and benefits change. Check with your local agency, your doctor, or a trusted advisor before you decide.
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