We have long-term care insurance. What should we do?
Call the insurance company and ask how to start a claim. Ask what the waiting period is, what care counts, and what paperwork they need from a doctor.
Keep notes of every call. An elder law attorney or your Area Agency on Aging can help you understand the next steps. Policies differ — read yours or have someone explain it.
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This is general information to help you get started. It is not legal, medical, or financial advice. Rules and benefits change. Check with your local agency, your doctor, or a trusted advisor before you decide.
How do I find help near me?
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